Money Detective gives Australian households simple spreadsheets, bill and subscription trackers, and practical comparison tools.
Free · No bank login · Excel and Google Sheets
Add your balance, bills and essentials. Get your safe-to-spend number in about a minute.
Choose the outcome you need. We’ll point you to the most useful first step.
Pick the money frustration that sounds most like yours. We’ll point you to one tool.
Built around real Australian pay cycles and household costs, not another blank budget grid. Preview every dashboard before you choose.
See what this pay needs to cover and where your money actually goes.
Know what's safe to spend before your next payday. See what this pay needs to cover first.
Plan each fortnight, then see how your real spending compared.
The budget for people who hate budgeting. Three categories, one dashboard.
Keep renewals, due dates and recurring costs in one place.
Every bill, one place, with an auto-warning before anything renews or lapses.
See what you're really paying for, and what you're actually getting back.
Compare current plans without copying every rate.
Pay down debt, build savings or split costs with a partner.
A real month-by-month payoff simulation, not a guess. Know your actual debt-free date.
Split bills fairly, and finally stop doing the maths on who owes who.
Honest reviews from people who have used Money Detective.
Choose a free tool to compare the costs and details of plans or quotes you already have. No sign-up needed.
Get practical Australian money tips and updates on new Money Detective tools, straight to your inbox.
I realised we were paying the same insurance and bills year after year without ever checking them. So I finally sat down and compared quotes, and it turned out to be well worth the time.
I built these tools so you don’t have to spend hours working it all out yourself.
50+ practical ways Australian households can keep more of the money they already earn, no coffee-cutting, no giving up the things you enjoy. Updated October 2026.
Free browser add-ons and apps that help you get more out of the money you're already spending, sign up once, then click through before you shop to make sure it counts.
Sign up through the links below to receive a sign-up bonus. Bonus amounts and conditions apply, so check the details when you join.
Cashback at hundreds of Australian retailers, plus regular bonus-rate deals.
Another major Australian cashback platform, worth comparing rates on big purchases.
Cashback at partner retailers, online and in store, with an app and browser extension.
Auto-applies coupon codes and stacks cashback on top at checkout.
Browser extension that finds and applies the best coupon code automatically.
Price comparison and cashback browser extension, plus deal alerts.
