Money Detective
For Australian households

A budget that matches how you actually get paid.

Plan each pay, then see what you planned against what you spent on one calm Excel dashboard. Built for weekly, fortnightly or monthly pay cycles. No bank login required.

Free. First name and email, then download straight away. You’ll also get the Money Detective newsletter. Unsubscribe any time.

Free Fortnightly Budget open on a laptop in Excel, showing the Budget tab
Money found.Money saved.
Free Calculator

How much is actually safe to spend before your next payday?

Add your balance, bills and essentials. Get your safe-to-spend number in about a minute.

Money Detective spreadsheets

Two spreadsheets built around payday

One-off Excel files. No subscription and no bank login.

Fortnightly Budget Plus open on a laptop, showing the dashboard with money left each fortnight
For detailed fortnightly budgeting

Fortnightly Budget Plus

Plan each fortnight, then see how your real spending compared.

  • Works to your pay cycle, weekly, fortnightly or monthly
  • Set a budget for over 30 everyday categories
  • Budget vs Actual shows where you went over plan
  • Savings goals with a per-week amount to get there on time
  • Optional transaction import with automatic sorting and review flags
$12.95 one-time price
See How It Works →

Want bills, subscriptions or debt covered too? See every spreadsheet, or get them together in the Complete Toolkit.

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Alex B reviewing a household notebook beside a laptop at home
Our story

Why I started Money Detective

Hi, I’m Alex. I realised we were paying the same insurance and bills year after year without ever checking them, and monthly budgeting apps never matched how we actually got paid. So I finally sat down and compared quotes, and it turned out to be well worth the time.

I built these tools so you don’t have to spend hours working it all out yourself. If you get stuck, your email comes to me.

Read my story →
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Money tips worth opening.

Practical, plain-English ways to spend less on bills and feel more in control, plus a first look at new tools. From one Aussie household to another.

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