Calculators Main Page

As part of managing your money carefully it is important to know the road you are travelling down and to explore some alternative options and routes you can take.

Can you answer these questions:

• Do you know how long it is going to take you to pay off your home loan?
  
• Do you know how much you need to save to reach your goals?
  
• How long are your credit cards going to be hanging over your head?
  
• How much tax do you pay on your wages?

To help you investigate these questions and find some answers, please use our Calculators.

You can also use these Calculators as a tool to explore different scenarios and see what happens if you make minor / major adjustments to your current money management habits. Have a play around and see the results.

• What happens if you pay an extra $100 a month into your debts?
  
• How quickly can you reach your savings goal if you deposited an extra $80 a month?
  
• How much interest can you save by putting extra money into your debts?
  
• If you earned anther $5,000 per annum, what would your take home pay be?

We Have Developed A Number Of Different Calculators:

• Debt Reduction Calculator – Allows you to input your current loan details to work out how long it will take to pay off your debts. You can then input some alternative fields to see the impact it will have on your loan if you increased your loan repayment or decreased the interest rate. There are visual tools such a graphs and pie charts to assist you to understand and interpret the results.
  
  
• Savings Calculator – Allows you to input the details of your current savings goal and to work out how long it will take you to reach your required target. You can then input some alternative fields to see the impact it will have on your savings if you increased your regular savings amount or increased the interest rate on your savings. There are visual tools such as graphs and pie charts to assist you to understand and interpret the results.
  
  
• Tax Calculator – Allows you to work out how much tax you are paying and what your net after tax salary should be. You can also use this to work out what your new take home pay would be if you got a pay rise or changed jobs.

Please click on the appropriate puzzle piece to access the Calculator.